Century Village Condo’s for sale-Deerfield Beach FL
June 9th, 2009 | By nealb63 in real estate, Real Estate - For Buyers | 1 Comment »
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Respectfully to the White House
June 9th, 2009 | By midorimiller in mortgages, real estate | No Comments »Respectfully to the White House
I am a wife, mother, tax payer and concerned citizen..working on commission. There is a good chance I might have to work a second job. In Daytona Beach there were only 339 closed transactions for the month of May..I wonder just how many were short sales and foreclosures…with over 1200 REALTORS…there are those that will go hungry or work harder and work a second job and more than likely take a job away from sole provider…or a minimum wage earner.
I’ve never worked harder in my life to produce a dollar…to feed my family…to maintain…to live. I am not here to gripe and am willing to work hard but I would like my voice heard as I experience everyday first hand the trauma…the shame…and the unknown of those suffering financially…with job loss…with a sick loved one..experiencing a short sale or losing the roof over their head.
Bad credit won’t help them…because a bank won’t help them. You feel that by loaning $689.8 billion to 592 institutions..this will help..but where exactly is this money going but more importantly how are these funds being used to benefit the economy..to help the people?
I have tried to work with people who attempted to get loan modifications but because they are late or have a type of loan that no longer exists today…they do not qualify! They feel powerless…some are hungry and some on their way to be homeless.but as a REALTOR I can only do so much but the government can do more.
The last short sale I did took months to process and the one before we had to threaten to call CNN. If banks would streamline their process..would be more efficient it seems to me they lack concern because the government stepped in. When these same bailout recipients do not abide by their own policies…do not follow their own time lines and at the end reduced my pay drastically.
My brother is a perfect example perfect credit worked hard all his life…then several tragic things happened to him beyond his control…several hurricanes in a span of 5 years which destroyed his house and the insurance company didn’t cover a third of the cost. His wife got sick and even with insurance the medication is through the roof. She has applied for disability but a lawyer will be needed..and where is he supposed to get these funds? His wife was denied…and its clear she can no longer work…but the red tape..and time it takes to process disability has taken a toll on his wallet.
My brother tried everything he could to stay current but slowly started feeling the choke…so he worked a side job to stay current on his mortgage..2 jobs, a sick wife and repairing his home..he didn’t want to walk away but if he continued the route he was going …it would have killed him…he got sick himself and the best thing for him was to move.
He found a perfect solution and kept his mortgage current and decided to rent his house and relocate to Alabama..little did he know after being in Alabama for 3 months he would not be working today. The tenant that was supposed to move into his house…never moved in…because they were unemployed and are still unemployed today. Now the house sits because he can’t get a loan modification and he can’t pay his bills. Sucks for him and his wife..my family and his neighbors. Everyone suffers..everyone pays!
What about the people who can’t keep food on their table? Or lost their jobs? These are the people I am talking about…not the frivolous..but the sick…the unemployed. the minimum wage earners and the uneducated. We as a country must invest in people rather than establishments because Establishments change and establishments go under. We can survive as a society without establishments but people should matter first and foremost… we need people as a society!
When I think there are people out there trying to survive on minimum wage or one salary..how can the U.S. government feel good about lending this ridiculous amount of money to Establishments. As wages should increase every year one thing is guaranteed we as the taxpayer will be paying more taxes every single year and probably the rest of our lives. For some employees they have taken pay cuts..lost benefits and will not see a pay increase for a very long time.
We say retirement age is 65 but really truly do you think people will and can actually retire and will they have enough money to live? Please no more bailouts to establishments…its we the people and not establishments…remember….. we the people put their faith in you..all of you!
Sincerely,
Midori Miller
Bailout the People and not Establishments!
While some may think this is not your fight in truth it is everyone…its impacting…you…me and many others. With empty houses…property values….and more broken dreams, uncooperative lenders, ridiculous time lines and the excessive cost to taxpayers today, tomorrow and the future.
Sometimes all it takes…is that one extra voice…
Contact the White House June 5th, 2009
Century Village-Deerfield Beach FL Condo’s For Sale-Market Report
November 19th, 2008 | By nealb63 in real estate | No Comments »Century Village-Deerfield Beach FL Condo’s For Sale-Market Report
It is a great time to buy so come see all the Century Village Deerfield Beach FL condo’s For Sale.
There are many condo’s available now!
We sold units 10 in 2008 and currently have 3 more units listed and available right now. We continue to keep the public informed with our automatic value check… all you have to do is open this link and get an update on what’s really happening in Century Village!
Condo’s for sale as of -10/2008
265 Condo’s for sale-prices range from $28,500-$199,000
Current Pending sales-10/2008
34 Condo’s
Condos sold over the last 90 days
76 condo’s
The information listed here is deemed to be accurate, but not guaranteed.
For more information regarding condo’s available in Century Village in Deerfield Beach FL
For more information please contact Neal The Real Deal Bloom-CRS-Realtor® /Remax Premier Assoc.
REMAX PREMIER ASSOCIATES
2500 Weston Road ,Suite 103
Weston FL 33331
(954)608-5556
The Real Deal tells it Like it is in Real Estate copyright © 2008-All rights reserved
Humane Society of Broward County-Adopt a Pet Today
November 19th, 2008 | By nealb63 in real estate | No Comments »A little over a month ago I had to sadly had to put my dog to sleep. We had a wonderful 17yrs together and I’ll always cherish the times we had. A few weeks after his passing…..I decided to take the food we had left over and donate it to the Humane Society of Broward County.
While I was there for my visit….. I decided to go look at what dogs they had available to adopt.
Adopting a rescued pet is a great thing for both the pet and the new owner. I looked around and went through all 4 kennels and I’ll have to admit that it was hard for me to see so many dogs that were left abandoned.
Right now it’s too soon for me to take in another pet at the moment but if you know anyone who would be interested….you should send them down to the Humane Society of Broward County.
If I ever decided to get another dog….you can be sure I’ll be looking to adopt it at the Humane Society.
Help give a Pet a New Home-Adopt a Pet Today
For more information please contact Neal The Real Deal Bloom-Realtor® /RE/MAX Premier Associates
2500 Weston Road ,Suite 103
Weston FL 33331
(954)608-5556
Nealb63@myacc.net
The Real Deal tells it Like it is in Real Estate-copyright © 2008-All rights reserved
Appleton’s Cafe – Lake Mary FL The Next Best Thing to Mom’s Cooking!
November 19th, 2008 | By nealb63 in real estate | No Comments »A few weeks ago I was traveling to Orlando and I took a slight detour East on Interstate 4.
Recently I was able to reconnect with an old friend of mine from high school…. who I hadn’t seen in 30 years. We found each other on-line through a social network that I use to promote my business and it’s also ggenerally a place where you can connect with old friends. It was interesting to see how we both look now and how we both ended up in FL after living in NY and being within a few minutes from each other.
Now after all these years we now live a few hundred miles from each other.
I found out through our recent conversations that my friend Tricia Rodriguez owns and operates a very successful restaurant called Appleton’s Cafe located in Lake Mary -Orlando FL.
When we started to correspond with each other I had told her that I was planning on being in the Orlando area and wanted to know how far her restaurant was from my hotel. It turns out that it was only about 20-30 minutes East of where I was staying.
She was kind enough to invite me to stop by. I thought that this would be a great idea…. to kill two birds with one stone. First ….to see someone I went to high school with and the other….. to get a bite to eat and boy was I hungry. I thought it was amazing to see what we were both doing after not seeing each other for 30 years.
Please note that when I made my visit…the restaurant still had all of the Halloween Decorations up. They usually decorate for all major holidays.
Something that I didn’t know was that Appleton’s has actually been around for a long time. I believe Tricia told me that she first started out by working there under the last ownership and now it’s 8 yrs later and she’s still standing…..would you say that the cafe is a considered a success? I would.
I usually write about local eateries in my area but I thought that I would take this opportunity to help out an old friend by promoting her restaurant.
So I arrived at about 3 pm when they usually get ready to close and I’m usually not a very big eater for lunch but Tricia was kind enough to invite me and so I decided that I would try their fish and chips. The portion was tremendous and it was delicious. They make it from a special beer batter recipe and the fish was so light and flaky that it was hard to keep it on my fork.
Appleton’s Cafe has a very large menu with all different types of dishes. From their Home Style Pot Roast…so tender and slow cooked in it’s own juices with vegetables and chunks of potatoes…. to their wide variety of breakfast…. such as their famous Appleton’s County Bowl…an open faced omelette with home fries,sausage or bacon…smothered with homemade sausage gravy and topped with cheddar cheese…served with toast. Now that’s a meal fit for a king and queen!
So if you’re ever in Lake Mary FL and you want to stop by….I’m sure the whole staff at Appleton’s Cafe will welcome you with open arms….just make sure you’re hungry!
Appleton’s Cafe
“The Next Best Thing To Mom’s Cooking!”
3575 W. Lake Mary Blvd.
Lake Mary FL 32746
(407) 323-7663
Open Tuesday – Sunday 7 am-3 pm
Catering Available -(386) 804 -0196
For more information please contact Neal The Real Deal Bloom-Realtor® /Keller Williams Properties
1625 N. Commerce Parkway ,Suite 105
Weston FL 33326
(954)608-5556
Nealb63@myacc.net
The Real Deal tells it Like it is in Real Estate-copyright © 2010-All rights reserved
Approved For A Loan? You Better Close As Quickly As You Can!
November 1st, 2008 | By midorimiller in buyers, real estate | No Comments »Last week I was supposed to close on a contract…..Hooray! Well it seems there were a few delays…I can’t blame the buyer…or the selling agent..or the loan officer…..there is no point in blaming..
The reality is…
Approved for a loan? You better close quickly because guidelines seem to be changing every day! While the loan was approved…a few conditions popped up…not extraordinary conditions but conditions you would not expect for an A + borrower. Conditions that would require everyone to sit and wait…
Not good especially when trying to close on a short sale. Times have changed…loans have changed..and so has the criteria to obtaining and closing a loan.
Approved for a loan?
Take my advice and close as quickly as you can..otherwise you may in fact..remain a tenant! Interested in buying Daytona Beach real estate?
The Hope Now Initiative. Real Estate Professionals and Homeowners Please Read!
October 16th, 2008 | By midorimiller in real estate, real estate news | No Comments »I know that times are tough and some of you may have mortgages that seem to eat most of your paychecks and savings. Maybe a job loss, divorce or a loan you signed for was a good choice at the time but a bad decision in the long run..these chain of events could lead into major financial crisis.
Not sure if you are aware that there is help out there and thanks to President Bush, His Hope Now Initiative can in fact get you on the road to financial recovery.
Part of the initiative is that if you have obtained a subprime adjustable rate loan some lenders, loan servicer and mortgage investors may allow a freeze on your rate which might help to keep homeowners in their homes.
This program is not suitable for all but may in fact help you through your own personal crisis. Here is important info that may help you..
There is now a counseling hotline, the phones are manned by HUD-approved counselors in connection with the non-profit organization Homeownership Preservation Foundation.
1-888-995-4673
45 minutes and your life can change, in most instances that is the time you will be on the phone with a counselor.
They will gather information and if you are current and expect to stay current after your rate adjusts but are looking to refinance into a loan you can afford, there is a good chance this initiative may be for you.
There are some stipulations such as
- No Home Equity lines
- Must have secured financing between January 01, 2005 to July 31, 2007
- Adjustment of rate to happen between January 01, 2008 to July 31, 2010
- must be current on your loan
Regardless of the situation you are in..if you risk losing your home…these counselors may still be able to assist you. The more info you gather for them the more likely they can help you so get those vital docs out before you make the call.
They estimate that over 1.2 million borrowers are in similar situation as yourself… so don't be too proud..or leary make the call.
Many loan providers are quite flexible. Keep in mind they have many REO properties and really they don't want anymore.
If you are not current on your mortgage I would still call the counselors.
While they might not be able to help you with rate adjustments they may in fact have other solutions.
If you need help…reach out…remember time is of the essence.
One of the biggest mistakes a homeowner can make when they are behind on their payments is not do anything at all. Please think about your future and just make that call!
1-888-995-4673
If you are facing foreclosure there is help nationwide!
Disclaimer: The opinions expressed by The My Homequest Real Estate Service Directory and it's members and those providing comments are theirs alone, and do not reflect the opinions of Midori Miller and CENTURY 21 Sundance Realty. Midori Miller and CENTURY 21 Sundance Realty are not responsible for the accuracy or content provided by The Community.
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